Financial culture of MSE managers in the riparian region. Perspective of gender and schooling.
La cultura Financiera de los Directivos de las mypes de la Región Ribereña. Perspectiva de género y escolaridad.
DOI:
https://doi.org/10.46990/relayn.2023.7.1.986Keywords:
Inclusión Financiera, Comportamiento Financiero, Compra Compulsiva, Escolaridad, Género, Financial inclusion, financial behavior, compulsive buying, schooling and genderAbstract
The objective of this investigation is to analyze and describe the significant differences between gender and schooling within the following variables; financial inclusion, financial self-efficacy, materialism, compulsive buying, financial behavior, financial attitude and a tendency to get into debt. The current study has a quantitative approach of a non-experimental cross-sectional design with a descriptive scope. A total of 675 valid surveys were applied to managers of small and medium-sized companies in the municipalities that make up the riparian region namely Mier, Miguel Alemán, Camargo and Gustavo Díaz Ordaz in the state of Tamaulipas, Mexico. Results show that among the financial variables, the only significant differences exist in compulsive buying and financial behavior among the MSE directors surveyed. As to whether there are significant differences between their educational level, it was found within the variables of financial inclusion, financial self-efficacy and financial behavior, there do exist significant differences between primary, secondary and high school levels when regarding undergraduate and graduate levels. On the other hand, the financial attitude shows differences only between primary, secondary and high school with respect to graduate level.